Small Business Loans

Funding a small business is a big deal.
We make getting loans fast,
personalized and easy.

Ready To Move Your Business Forward?

    Helped thousands of

    $10+ Million
    Funded to Business

    4.7/5 Customer
    Rating on Google

    How to Apply

    Securing the funds you need to keep your business running is easier with Penn Commercial Capital. Our application is quick, easy, and secure. It takes just 2 – minutes to apply and Penn Commercial Capital uses secure servers to protect your information.

    After applying, one of our Specialists will call you to learn more about your business. Your Loan Specialist can help answer any questions you have about the process and help you identify which loan will meet the needs of your business. Our high approval rates and fast decisions make it easy to get back to what you do best – running your business.

    How to apply


    Why Penn Commercial Capital?

    At Penn Commercial Capital, you can expect a friendly and customized approach to your lending needs that makes getting a small business loan as stress-free as possible.

    Small Business Loans

    Growing your business takes capital, but significant capital is not always available for many companies. Small business loans can be the right option for growing your business and allowing you to take advantage of multiple opportunities. It is about creating financial flexibility for your operations and providing the capital for investment.

    Are you looking to hire new employees or purchase equipment to increase production? Our small business loans can be the key to financing your needs.

    Why a Small Business Loan is a Smart Option

    With traditional financing options, you have to jump through various hoops, making it difficult to get the funding you need when you need it. Our small business loans can be approved and funded in as little as 24 hours, with loans up to $500,000. That allows you to do more for your business, making it adaptable to industry and economic changes.

    Why a Small Business Loan is a Smart Option
    How to Apply for a Small Business Loan

    How to Apply for a Small Business Loan

    Your small business loan allows you to secure funds to keep your business running without hiccups. Our application process is quick and secure. We gather the information necessary for our underwriting team in just a few minutes. A specialist from our team will connect with you to learn more about your business and answer any questions you might have about the financing process. You will know which small business loan is the right one for you.

    Our high approval ratings mean that you will get a decision right away and let you get back to running your business instead of jumping through endless hoops.

    How Do Our Small Business Loans Work?

    We don’t just provide financing options; we create customized financing solutions for your business. Our team takes the time to get to know you, your business, and the challenges you are facing. We don’t just look at your financial history or credit score. With multiple factors included in our decision-making process, we provide personalized lending solutions with little to no collateral and an easy online application process.

    How Do Our Small Business Loans Work?
    We Support Growing Businesses

    We Support Growing Businesses

    Our small business loans aren’t designed to be a one-size fits all. Every stage of your business means you have different financing needs. Plus, your industry requires other financing options from another company. No matter your business’s unique needs, we can help.

    Small Business Loans Options

    We provide multiple financing options to address your needs.


    Short-term Business Loans

    A short-term business loan provides temporary financing options which can be paid off in a year or less. Your loan can cover immediate expenses or be used to fuel growth opportunities.

    Unsecured Business Loans

    You frequently need to provide collateral for your business loans with a traditional lender. But with our unsecured small business loans, you don’t need to provide collateral. That means financing with peace of mind, financial stability, and flexibility.

    business loan
    Working Capital Loans

    Working Capital Loans

    Cash on hand is key to keeping your business up and running when unexpected events or expenses occur. A working capital loan can give your business what you need to cover necessary expenses while also having flexibility in your finances. Our working capital loans can give you the cash you need to cover everyday overhead when money is tight or your business enters its slow season.

    Business Loans for Women

    We are proud to support small business owners, including women-owned businesses, by providing loans to assist you in taking your business to the next level. It is not easy running a business, but we are here to design loans to help you fulfill your goals.

    Business loan for women

    FAQ Small Business Loans

    Securing a small business loan can be tricky to navigate. You don’t have weeks to spend learning the intricate details of financing. We walk you through the process, making it easy for you to understand your financing options.