Penn Commercial Capital was founded in 2018 by John Varano, a 25-year-veteran of the residential lending industry, along with his partners and under the direction of a Board of Directors with over 30 years of commercial lending expertise, commercial mortgage-backed securities sales, and SBA lending.

Seizing upon the ever-increasing demand in the market for small balance lending products to help small businesses startup and grow, John put together a winning team of professionals specifically to cater to this part of the market. John recognized that most banks and lending institutions typically ignore and under serve customers with a need for financing projects of less than $1 million dollars.  These clients are often left with having to settle for loan programs that are frequently restrictive, costly, and, often times, predatory to smaller investors and business owners.

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By championing the little guy and gal, John has built Penn Commercial Capital around the fact that the small business owner is the rock and foundation of a strong economy. They are often the most credit-worthy clients to lend money to, helping them to grow. With that objective in mind, Penn Commercial Capital is uniquely built to help finance clients seeking loans for as little as $100,000.

At Penn Commercial Capital, all clients are treated equally. We do business the old-fashioned way, using technology as a tool, but not as a business decision maker. Our clients are given our word and a handshake backed up with a contract that says we do not charge our clients ONE PENNY until we have secured an approval on their behalf.

Choose Penn Commercial Capital to help you secure your next round of financing or business loan. We are cheaper, faster, and, more importantly, honest.