Get a Small Business Loan or Business Line of credit

    How much do you need?


    When do you need the funding?

    Average monthly business deposits?


    We need a minimum of $10K in deposits to get started.

    Step 4

    How long have you been in business?

    What’s your credit look like?

    What is your Business name?

    First Name?

    Last Name?

    What is your phone number?

    What is your email address?

    How did you hear about us?*

    Commercial Lending

    We close loans in this space in as little as 30 days. No more expensive attorney fees, exorbitant environmental assessments, and lengthy reviews. Everything we do is streamlined to get you to the table quickly and efficiently.

    SBA Loans

    At Penn Commercial Capital, we’ll analyze your specific needs and determine the best SBA loan program for your circumstance. Contact one of our loan experts for an eligibility and qualification level assessment. We’ll maximize your financing options. There is no cost or obligation. Why wait? Call us at 888-511-PENN today. You’ll be glad you did.

    Merchant Cash Advance

    Get a Cash Advance – Sell your accounts receivables. Funds in as little as 3 days, with just a few easy steps. How much do you need? $5k – $50K – $500k.

    1. Apply Online

    Start with a free quote. Complete our
    simple online form.

    business loan application

    2. Receive Your Decision

    You’ll have your lending decision in 24 hrs, hassle free and with zero obligation.

    business loan decisions

    3. Receive Your Funding!

    Receive funds for working capital or new equipment in as little as 24 hrs!

    business loan funding

    About Penn Commercial Capital

    Penn Commercial Capital was founded in 2018. Our team along with partners has over 30 years of commercial lending expertise, commercial mortgage-backed securities sales, and SBA lending.

    Seizing upon the ever-increasing demand in the market for small balance lending products to help small businesses startup and grow, we have put together a winning team of professionals specifically to cater to this part of the market. We recognized that most banks and lending institutions typically ignore and under serve customers with a need for financing projects of less than $1 million dollars. These clients are often left with having to settle for loan programs that are frequently restrictive, costly, and, often times, predatory to smaller investors and business owners.

    About Penn Commercial Capital

    How to get business financing with affordable and transparent pricing

    With our simple online form and dedicated account managers, you won’t waste any time on your loan and can stay focused on your business.

    1. Apply online (in under 3 minutes)
      Submit your initial application in just a few clicks.
    2. Hear from us (within 1 business hour)
      Your personal loan specialist is available to help you collect your documentation and answer any questions.
    3. Get a decision (in as little as 24 hours)
      Your underwriter will review your completed application and may contact you to get to know your business.
    4. You get funded (as soon as 1 day)
    5. Once you’ve accepted your offer, you’ll typically receive the funds the next business day.
    Merchant cash advance

    Merchant cash advance

    Benefits of a Merchant Cash Advance
    • You’ll Receive A Lump Sum of Cash Very Quickly.
    • Perfect Credit Isnt a Requirement.
    • Higher Approval Rates.
    • Use the Money However You’d Like.
    • No Credit or Collateral is at Stake.
    Apply Now
    Working capital financing

    Working capital financing

    Benefits of Working Capital
    • Ensures Liquidity.
    • Evade Interruptions in Logisitics.
    • Puchase Large Inventory Quanities.
    • Cover Expansion Costs.
    • Use the Funds for Payroll.
    Apply Now
    Credit Lines

    Credit Lines

    Benefits of a Credit Line
    • You have quick access to your cash.
    • Lower Interest Rates than Credit Cards.
    • Your line of credit can be unsecured.
    • Application is More Flexible.
    • Help your short-term goals.
    Apply Now
    SBA Loan

    SBA Loan

    Benefits of a SBA Loan
    • Generous term lengths
    • Caps on interest rates.
    • Financing up to 80-90% of project costs.
    • Lower down payment requirements.
    • Help your short-term goals.
    Apply Now

    We Are Here to Help

    In the market to purchase commercial property? Do you know what financing options are available for commercial real estate? We do.

    At Penn Commercial Capital, we are experts in helping you get the loans you need to complete all of your commercial real estate transactions.

    These types of loans are commonly used to purchase multi-family residential properties, office buildings, restaurants, and retail spaces. Owner-occupied spaces typically mean that your business is going to be the tenant of the space that you are purchasing. At Penn Commercial Capital, we have a variety of options for financing that home for your business.