Business Loans for
Agriculture is a critical part of our country’s economy, providing food for people and animals and plants used in various goods. But agricultural businesses are seasonal, which means managing your cash flow to pay for workers, invest in technological updates, and cover other expenses throughout the growing season.
Buying equipment necessary for preparing the fields, planting, and harvesting your crops is a significant investment. Those in agriculture recognize that equipment financing and leasing options are vital to making the necessary purchases to upgrade the tools and equipment you use every day.
Our team offers financial options geared to the needs of your agriculture business. Here are just a few of the options we offer:
Financing New Equipment
Our small business working capital financing can allow you to replace equipment and vehicles that are worn out with new farm equipment, which includes combines, tractors, or trucks.
Agriculture is seasonal, but without workers at harvest time, you are limited in your ability to get the crop out of the fields. With a working capital loan, you can hire the workers you need to optimize your harvest. If you are raising livestock, they need care from staff available around the clock. Working capital loans can minimize livestock loss by giving you the cash flow to maintain your workforce.
Building your agricultural business means funding the purchase of more farmland to increase your harvest yields. It can also give you the ability to add new crops or upgrade your livestock housing.
Cash for everyday overhead expenses, including utility bills and fuel costs, is key to keeping your business running. Working capital loans can provide that additional capital for overhead expenses or cover new tools or hardware to keep your farm up and running all year.
If your agriculture business needs working capital financing, our team can walk you through the application process. Our specialists learn about your farm business and explore your financing options, customizing your loan to meet your needs.
Why Work With PCC?
Our team understands the unique financing needs of agriculture, including the financial challenges facing farmers and ranchers. Plus, our specialists get to know your business and strategic goals, then create a personalized plan to meet your needs.
We provide lending solutions and payment options tailored to meet your needs right now, giving your business a foundation for future growth. The application process is fast and easy, allowing you to return to growing and caring for your business.